Financial Planning Services

Welcome to Financial Planning Services

Larry Rosenthal, CFP®,ChFC, RFC, LUTCF, ChFEBC
President of Financial Planning Services

Host of WAVA's "Making Money Sense" radio show, Saturday mornings from 9am to 10am on 105.1 FM  

 

 

 

Statement to our clients

The world of financial planning is a confusing place.  It’s not easy wading through all the information and choices to find the proper investment(s).  Different strategies require different levels of risk.  Today and going forward, we need to consider how will we be able to put our children through college?  What age can we retire?  What will be our level of income during our retirement years?  How can we reduce our taxes today and in retirement?  How can I pass on my estate to my heirs?  What are all of my choices in the world of Financial Planning and how do I learn what is correct for me? 

There are no quick easy answers, but there are solutions.  Financial Planning Services is a team oriented full service Financial Planning firm.  We personalize in Personal Financial Planning.  This includes, but is not limited to, investment management, retirement planning, estate planning, risk management (insurance) and mortgages.  We have a disciplined approach to personalized financial planning.  Our clients are educated through workshops and/or seminars that we teach in many areas of financial planning.  Click here for upcoming workshops and/or seminar schedules.

We hope you find this site valuable enough to bookmark it as one of your favorites.

We advise that you take advantage of the many features that we provide such as the portfolio tracking service. (free).

From our site you can gather current quotes and news on individual stocks and funds.  Maintain and update your own personal portfolio and send us any messages and or questions.  Here you can stay up-to-date on relevant financial topics through our on-line Newsletter.  Thanks for being here!  We appreciate your visit. 

 

 
Calculators

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

Newsletters

HOT TOPIC: How to Make the Most of the Payroll Tax Cut

Have you considered what you will do with the extra 2% in take-home pay that you will receive in 2011? An extra 2% might not seem like much, but it could be an opportunity to make a difference in your financial future.

HOT TOPIC: Why Global Investors Are Worried About European Debt

European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Why Realistic Expectations May Be Great

Although positive thinking can be powerful, there's a fine line between optimism and unrealistic expectations. There are possible pitfalls when overestimating how a portfolio will perform.

More Newsletters →